Steering Your Ship in the Right Direction

Santa Maria & Company

What We Do


Our Competitive Advantage

Santa Maria & Company (SMC) has a very smart,deep, knowledgeable and experienced team. We use a consultative team approach, we deliver reduced enterprise risk, greater peace of mind, significant financial benefits, and a real competitive advantage. Some examples of our work:

  • Established a synthetic self insurance program transforming a $1 million expense into a $2 million client profit center.
  • Stabilized Workers compensation costs for a growing enterprise limiting increases to a fraction of the growth rate of the client.
  • Constructed a Cyber Liability Program with limits of $100 million.
  • Successfully negotiated a $300,000+ Business interruption loss
  • Saved $100,000 for a new construction industry client  upon being engaged as broker.
  • Assist clients in compliance issues and contractual insurance requirement negotiation.


We manage domestic and international risks for clients across a broad range of industries. This allows them to focus more of their time and energy on operating and growing their businesses. Our clients appreciate that we share their values of integrity, trust, and excellent service; they know that we are their adviser/ partner.

SMC was founded in June of 2001 by  Craig and Carl Santa Maria. In the near two decades since the founding Santa Maria & Company has become one of the leading risk and insurance services businesses in the Bay Area.